When disaster strikes, being caught unprepared is more than simply inconvenient. It can be the difference between bouncing back after a catastrophe and never being able to recover your home or reopen your business. Water damage can be more than physically scarring to a home or business, and a little emergency preparedness can go a long way. We like to think of the following tips as an insurance policy that will be a life-saver when it comes to flooding and damage, and our 24-hour water damage repair services in Sandy Springs will be even more effective if you have taken some or all of them.
For your home, car, or business, it is a good practice to have some emergency supplies on hand. Non-perishable food, a flashlight with extra batteries, an emergency blanket, water, copies of ID, cash, a first aid kit, personal items, hand sanitizer, and multipurpose tools are a good place to start. Keep them in a backpack or other portable carrier, and have enough for a few days for all family member or employees. In addition to emergency supplies, have a thought-out emergency plan. Map out escape routes and meet-up locations, teach and practice your plan with family members or employees, and make sure to keep things updated.
It is a smart idea to have a complete list or inventory of your belongings, including items for sale, office supplies, furniture, equipment, and other items of value within your home or office. Whether your list is a physical one or is stored online, include as many photos as possible and receipts where applicable. This will make the process of going through your insurance company and making the appropriate claims much easier.
Back up all data, including phone numbers, documents, IDs, licenses and certificates, the inventory list that you made, photos, and all other important information. Any important paper or information you have should be backed up and stored online somewhere, since a disaster won’t be able to destroy that information. Many places allow you to save your information to the cloud for free, and there are also services available for businesses.
Nothing can determine the aftermath of an accident or disaster quite like your insurance policy. Not being covered can be a devastating blow, and the time to check up on your policy’s specifics is now, before disaster strikes. Read up on your policy, talk to a knowledgeable representative if needed, and find out exactly what will be covered should an emergency come up. Often, floods and earthquakes are not covered by standard policies, so coverage will need to be purchased separately if you want to cover your bases. The cost of insurance is nothing compared to the cost of a true disaster, so look into your budget and see what you can afford.
If water extraction or other repairs are necessary, will your current layout make things easier or harder? Are valuables protected, or would it just be a free-for-all of broken and damaged items if a natural disaster should strike? Walk through a few scenarios in your mind and try to arrange things are safely as possible.